Budgeting is a fairly simple process once you know how. You might have observed your grandmother perform miracles with much less than what you probably earn today. Of course, things were much cheaper back then. But the fact remains that you can develop a talent for saving in a simple and realistic manner.… Read More
Creating and sticking to a budget does not imply that you have to lose out on important things. A workable and practical budget will allow you to put a brake on needless expenses as well as allowing you to do the things that your family enjoys. Families that sit down and talk about… Read More
Most people tend to accumulate sizeable piles of old clothes that generally get discarded after some time or else languish in a box for decades together. But the truth is that old clothes can be reinvented for many purposes. Besides saving you a lot of money, this is a proactive step towards saving… Read More
Preparing for a baby is packed with its share of joyous moments tempered with bouts of overwhelming anxiety about your budget constraints. The process involves learning to juggle your expenses while avoiding compromise on quality and safety standards of the products you buy. The colourful displays of attractive baby paraphernalia can present an… Read More
I was recently asked to provide some thoughts and feedback in response to a recent survey of 2,000 families throughout the UK carried out by Santander. Those surveyed were asked about their family finances and on their ability to save in the current financial climate. I noted that almost half the people surveyed have… Read More
HSBC are telling us that it now costs £132,000 to raise one child. One child. How on earth…? I really dislike these articles and I wonder whether people read them and think that they must be correct. True, children aren’t cheap but they need not be terribly expensive either. Among the figures… Read More