How to make your own laundry detergent

    Three ingredients is all it takes to make almost 5 litres of your very own laundry detergent. At only 50 pence per unit the total cost comes to only £1.50 – a huge saving on store bought washing powder!   Ingredients: 2 x Dove Soap Bars 500g Soda Crystals 4.5 litres water  … Read More

How to Create a Workable Budget

    Formulating a workable and practical budget is one of the most important steps towards streamlining your personal finances. Budgets might need to be modified to incorporate unexpected or sudden expenses but by and large, basic patterns remain constant. Creating a family budget will not only help you regulate needless expenditure but also helps… Read More

Top 5 Tips for Last Minute Christmas Gifts on a Budget

    With only eight days left until Christmas we are rapidly running out of time to prepare.  If you already have your cards written and posted, your presents wrapped and your decorations beautifully hung in every room I salute you! If, on the other hand, you’re finding yourself feeling a sense of impending doom… Read More

How to Teach your Child About Money

      Learning how to value money is a lesson that is learnt very early. Even when you examine your own habits and attitude towards money, you will find that you are able to trace its roots all the way to your childhood. This lesson is even more important in the materialistic and money-driven… Read More

Budgeting the Old-Fashioned Way

    Budgeting is a fairly simple process once you know how. You might have observed your grandmother perform miracles with much less than what you probably earn today. Of course, things were much cheaper back then. But the fact remains that you can develop a talent for saving in a simple and realistic manner.… Read More

Top 10 Ways to Budget Better

    Creating and sticking to a budget does not imply that you have to lose out on important things.  A workable and practical budget will allow you to put a brake on needless expenses as well as allowing you to do the things that your family enjoys.  Families that sit down and talk about… Read More