When you have a van in your family or one that you use for your business, you need to make sure that you are not throwing away money on it. Vans can not only be expensive to purchase and upkeep but they can also be expensive to insure. You need to make sure that you are getting the best price for your van insurance – but how do you achieve this?
Here, we are going to give you some of our best tips to help you save money on your van insurance for your family van. This will include comparing quotes and discussing your price with your insurer. Keep reading to find out more about what we have to say about this.
Don’t Auto-Renew
It can be tempting to stick with the same van insurance company as you might think that you’ll get a better price this way. But the reality is that some van insurance companies offer new policyholders introductory deals and discounts when they first sign up with them, which means the cost of your policy could rise when your introductory offer ends.
This is why you need to always make sure that you are getting the best price for your van insurance. Don’t fall into the trap of automatically renewing your insurance and getting stuck in a contract. Talk to your insurer today and make sure that this is not the case.
Discuss Prices With Your Insurer
might have heard stories of other families calling up their insurance provider and finding out that they can get a cheaper price this way. This is not always the case and it can depend on your policy and the price that you are already paying, but there is a chance that they can decrease the price if you give them a call.
Try to haggle with your insurer and find out if there are any important details that you can let them know that might reduce your price. This way, you can save some money on your family van.
Compare Quotes
One of the best ways to save money on your family van insurance is to compare quotes from various insurance companies. You can do the research yourself by calling up the companies involved, but given how many insurance providers there are to compare it probably goes without saying that this process can be quite time-consuming.
Luckily, there are some websites that can do all of the hard work for you. This price comparison site, for example, will let you compare van insurance quotes from over 50 different insurers in just a minute or two.
Make Your Van More Secure
Did you know that by making your van more secure you can actually save some money on your van insurance? Some insurance companies prefer your van to be kept away in a garage or locked up somewhere that it is less likely to get damaged. You can also add some more locks to your van to ensure that no one can get in to steal it.
Try to look online at some of the best ways to secure your van and check with your insurance company if this will have a positive or negative effect on your insurance. You might just find that you can save some money this way.
Consider Extra Drivers
Finally, you should make sure to consider the impact of having extra drivers on your van insurance. If you have one of your children on the same policy, this could actually increase the price of the insurance as they might be more likely to crash as they are a new driver. Otherwise, having an experienced driver on the policy can sometimes reduce the risk and so this is something to consider.
Talk to your insurance provider and see if adding an extra driver or removing one could make a difference to your policy. It is important that you only do this if that person is going to be driving the van so that you are being honest with your insurance company.
Final Verdict
Running a van when you have a family can be tricky as they can be very expensive. If you are worried about your family van insurance then you should make sure to take some of our advice on board. Think about comparing some quotes from various providers to find the best deal for you.
You should also make sure that you don’t have an auto-renew on your policy as this can actually mean that you end up paying more than you can afford. Try out some of these tips and tricks and you might just find that you can save some money on your van insurance in the future.
