If you have a family member that is facing the prospect of moving into a care home, but you know they haven’t enough money to cover the cost of this change, you may want to help out.
Moving into a care home can be quite distressing for older people, as it can be such a sudden change for them as well as being very financially stressful. There are lots of things that you could do to help to ease them into their new home though, both financially and otherwise.
Here are a few ideas you may want to try out:
1) Give them input
If you are helping your family member to choose a care home, make sure they have some input into which one they eventually move into. Not doing so would be akin to buying them a new house without asking if they like it first, which could be understandably stressful and disrespectful.
2) Apply for funding
If you have noticed that your loved one is struggling to pay for their care home fees, think about applying for funding on their behalf. NHS Continuing Care is one of the most popular funding options, which is available for those with long-term health conditions that require care.
You will need their authority to apply, but then you can fill out all of the paperwork for them and send everything off. The NHS will carry out an assessment and, if approved, your loved one will have all of their care home fees paid for them. Local Authority funding and Attendance Allowance is also available.
3) Reclaim care home fees
Should you loved one have lived in a care home for some time now and you believe they have always been eligible for funding, you should see whether you can help them to reclaim their care home fees. To do this, simply contact a company specialising in care home fee reclaims and see what can be done about the situation.
4) Visit often
Once your family member has settled into their new home you should try to visit as often as possible. However, you should also remember that you cannot simply invite yourself over – always ask if it is convenient for them first so that they still feel as though they have some control.
There is a lot that you can do to help your loved one out during this difficult time, including applying for funding and visiting them as often as possible.
This article was written by Aurora Johnson on behalf of Cheselden, a care home claims specialist.