July 30, 2014

6 frugal tips for large families

 

 

Large families don’t have to break the bank to live comfortably. All you need to do is get organised and learn where the best deals are for the things you need.

Shop at Charity Shops 

Local charity shops are filled with practically new clothes for a fraction of what they would cost at a retail store. These shops can save a family hundreds of pounds a month, especially when the kids are younger and constantly outgrowing their clothes. It can take more time to find the hidden gems at a charity shop, but the savings is worth it.

Compare Life Insurance 

If you have a large family, it is vital to have a good life insurance plan. Take your time to compare life insurance offers from several different insurance companies before you sign up for a plan, though. Different insurance companies calculate their premiums based on different factors, so you may find that one company’s policy is priced far differently than another company’s policy even though both policies are identical in every other way. Online quote comparison sites are a good place to start when you are ready to begin searching for the right insurance.

Learn how to do Basic Repairs Yourself 

Some home repairs can be done with a little know-how and a few tools from DIY stores. Before you call a repairman, do some research into the problem to see if it is something you can handle on your own. If the problem is with plumbing or electricity, it is usually safer to contact a professional. Otherwise, you can save some money by fixing things yourself.

Plant a Garden 

A big family can go through a lot of food in a year. You can cut the shopping bill down a bit by planting your own garden during the summer. Even a small garden can yield more than a typical family would be able to eat on their own. Make the garden a family project so that the work is spread out among everyone. Fresh fruits and vegetables have more nutrients and they taste better.

Buy in Bulk

Purchase staple items in large bulk packages whenever possible. You know you will always need things like toilet paper and washing up liquid. Buying in bulk can cut the cost for these items by a third in some cases. Set aside some extra storage space so that you can keep a large stash of bulk items available for when you need them.

Stay Organised 

The key to running a large family in a frugal manner is to stay organised. Find out what errands need to be run every week and schedule a single trip to save on petrol. Prepare a menu for the week so that no one needs to eat out. Organisation alone will help you set a good budget and stick to it.

 

 

 

 

 

 

 

 

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